FAB&T - Trust Services Department

Hours of Operation: Monday-Friday 8:00am - 4:00pm

FAB&T representatives have acted as trustees since 1972. We are committed to creating a personalized program to properly manage and administer your trust. Currently, we oversee almost $150 million in assets for our clients.

When you think of investing for retirement, you may be leery of putting money into a 401(k) plan because of the losses that so many workers sustained during the stock market swoon of 2008. While the stock market rose 75% from late March 2009 through April 2010, it has slumped 12% in May and early June. If you are fortunate enough to work for a company that provides its employees with a 401(k) plan and matches perhaps 4% or 5% of the money you contribute, you should participate. If your company matches 50 cents for every dollar you contribute then you get an immediate 50% return on your money! That’s unheard of even in a good economy. If you are not one who likes to select mutual funds or individual stocks, just be aware that most 401(k) plans provide “target funds” or “models” that give you an opportunity to contribute to various types of instruments which are suited for your risk tolerance and for your position on the timeline of your work career.

2010 TAX PLANNING GUIDE

It is important to plan your finances each year. Then the plan should be reviewed as your personal circumstances and the laws change. We recommend that you click on the 2010 Tax Planning Guide below.

If you have questions, please contact your tax preparer. Remember that one of our Trust professionals is as close as your telephone: (501) 985-4030 or (800) 982-4511.