Types of Investments

We offer a variety of investment options to meet your personal financial needs and risk tolerance.

When you buy a stocks (sometimes called equities), you actually buy a piece of the company you invest in. Stock values rise and fall depending on their supply, demand, market value and company profits. Stocks are considered a high risk, high yield investment.

Bonds are debt securities that are paid back with interest after a set time period. Issued by both corporations and the U.S. government, bonds are essentially loans to the institution with set a set maturity and rate. Buying bonds is a good option for protecting your principal investment.

Mutual funds are created to pool the investment dollars of many people into a composite fund. This fund is then traded like a stock. Because mutual funds spread the risk between several companies, they are more stable but can have a lower return than individual stocks

Government issues are types of paper issued by the U. S. government. Issues are considered to be among the most conservative of all investments.