Type of Investments

We offer a variety of investment options to meet your personal financial needs and risk tolerance.

When you buy a stocks (sometimes called equities), you actually buy a piece of the company you invest in. Stock values rise and fall depending on their supply, demand, market value and company profits. Stocks are considered a high risk, high yield investment.

Bonds are debt securities that are paid back with interest after a set time period. Issued by both corporations and the U.S. government, bonds are essentially loans to the institution with set a set maturity and rate. Buying bonds is a good option for protecting your principal investment.

Mutual funds are created to pool the investment dollars of many people into a composite fund. This fund is then traded like a stock. Because mutual funds spread the risk between several companies, they are more stable but can have a lower return than individual stocks

Government issues are types of paper issued by the U. S. government. Issues are considered to be among the most conservative of all investments.

Please note that investments are at the risk of the customer, and are not FDIC insured. They are not guaranteed by the bank and may lose value.